Dr. Mohammad Salem Omaid

Dr. Mohammad Salem Omaid


Under the strategic direction and leadership of Dr. Mohammad Salem Omaid, Azizi Bank, Afghanistan’s largest commercial bank headquartered in Zanbaq Square in Kabul has expanded its presence across 30 provinces and is the upshot of the specialized and entrepreneurial commitment of its founder Mirwais Azizi and his team to establish a high-quality, customercentered, and a service-oriented private Afghan bank catering to foster the businesses of the Islamic Republic of Afghanistan.


Established in 2006, Azizi Bank is progressively growing as the den of expert economists who work to realise the long-standing mission of “building the finest quality bank of the world in Afghanistan” by 2022. Azizi’s zeal to succeed and inventiveness led him to introduce banking services such as retail & corporate banking, treasury, payment & settlement, remittance services through Western Union, credit, and different delivery channels for diverse business segments

He is a doctorate in Financial Management from a leading Indian university, a post-graduate and also holds an MBA in Banking, Risk Management, and Finance. Playing an instrumental role Bank, Dr. Omaid has mandated his team to follow the globally best banking practices, premier standards of service quality, and operational brilliance at all stages of business. This has made Azizi Bank the largest bank in the Afghanistan, with over 140 branches and more than 100 ATMs, along with its 100% subsidiary bank, the Islamic Bank of Afghanistan.

Dr. Omaid has served the bank in various capacities and carries immense experience in the diverse areas of strategic policies, financial regulation, foreign exchange management, and banking operations. He has played a crucial and central role in maintaining international business relations with key corporate figures, banks, and stakeholders.

A highly distinguished banking professional, Dr. Omaid is a great manager and has been leading the bank to excellence despite acute political and economic uncertainty. Being a resultoriented businessperson who believes in upholding ethics, Dr. Omaid has established a transparent corporate governance structure at Azizi Bank to ensure accountability and make discipline, independence, and fairness key values to be followed by the management and the employees. Taking delegation and empowerment as important parameters to drive growth, he has been highly successful in mentoring employees and helps them grow as competent professionals. Along with continuing to work on expanding the presence of the bank and the scope of its services, Dr. Omaid supervises compliance, risk management skills, systems and processes for further enhancement.


Time and again, Dr. Omaid has been recognised by the government of Afghanistan and other international firms for his relentless efforts in strengthening the banking structure in Afghanistan. The government of Afghanistan awarded him for playing an effective role in the development of the national banking sector. Simultaneously, he has also been felicitated by the Ministry of Defence for the establishment of a proper and transparent salary payment system for the Afghan soldiers. International honours to his credit include the Promising Young Banker Award by the Asian Banker, Singapore; Queen Victoria Badge by the Europe Business Assembly, UK; Best Private Banking CEO, Afghanistan by the South Asian Partnership Summit.

Other than being the Chairman of the Afghanistan Banking Association, he is an active member of the Thames Valley Chamber of Commerce, UK; World Confederation of Business, USA; and is the Chairman of the banking commission, The International Chamber of Commerce, Afghanistan wing.